World of Finances

I’m giving away two copies of the latest edition of my book, “Your Credit Score: How to Improve the 3-Digit Number that Shapes Your Financial Future.”

This is the fourth edition, rewritten from stem to stern to reflect big changes in the credit laws and practices since the financial crisis. If you need to improve your credit after big setbacks or you just want to know how to keep your scores high, this is the book for you.

To enter, leave a comment here on my blog (not my Facebook page). Make sure to leave your email address (which won’t show up with your comment, but I’ll be able to see it). The winners will be chosen at random.

The deadline to enter is midnight Pacific time on Friday Jan. 6. So–comment away!

Make sure you have enough money! The good news is that life expectancy in the US is the highest it has ever been. The bad news is that many of us will run out of money before we die. The immediate effect on every American is that you should rush off and check if you can afford to live to a ripe old age plus. Nothing is free, as we all know and the extra years are being tacked on at the end, not the beginning.   The pills In case you don’t get it, those are the years when you are popping expensive pills to keep everything working; those are the years when you are living it up in an expensive retirement community somewhere in the Sun Belt. Those are the years when you need money.   The Active Retirees As a result of this longevity, a new social class, known as the Active Retirees has developed. It is a reputable and much respected occupation. I am one of them. Full Article…

Unfortunately, most schools do not teach children about the importance of money and how to budget properly (Whats up with that!?). Because of this many kids learn how to budget from their parents. So its time to flex that financial muscle of yours and teach Jr how awesome you are when it comes to finances. Time now to teach them a thing or two about the importance of money.

You remember that first job you had and the first paycheck you got? It felt great to see that your hard work paid off at the end of the week in the form of a check. Well you can help your child feel that way too by giving them a small allowance depending on how much work they get done around the house (Or for excellent grades in school). Teaching your child that hard work pays off in the end is such an important lesson to learn at an early age.

Value of Money

As you obviously know that piece of paper with an old man on the front has a value (Depending on which old man is on it).

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Hi I’m workplace gossip and I have returned with more about myself and I know that my friends haven’t forgotten me. My creators love me and my victims hate me but achievers take no notice of me. If someone has vested reasons to come closer to me, such as to satisfy their own personal needs, there are many who have good reason to stay away from me. I do not send out summons. I get invitations. The choice is yours– entertainment at the cost of discrediting others or you could nurture positivity to facilitate growth and build team spirit.

To sit around conversing negatively about one another is completely non-productive. It costs the organization, when it is done on company time. You are being compensated to complete certain tasks. A negative discussion regarding your colleagues is definitely not part of your job. It could also be the basis on which the individual being maligned in this workplace gossip approaches management.

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