Posts belonging to Category Personal Finance



Does Your 401k Need a Monkey on its Back?

Many investors are becoming more interested in applying the do-it-yourself approach to managing their portfolios.

But lets be clear: Managing your own investments is not easy.

Good investment management practices are complex and time consuming, requiring discipline, patience, and consistency of application.

Some investors can handle it.  Lets just say that Ive met my fair share that cant.  At all.

Too many investors fail to follow some simple, time-tested tenets that improve the odds of achieving success and, at the same time, reduce the anxiety naturally associated with an uncertain undertaking.

Portfolio Monkey has made a solution to help the self directed individual achieve just that.

Portfoliomonkey.com is a free site that can help you manage your portfolio. You did catch I said FREE, right?   Just checking..

Full Article…

My Investment Adviser Tells Me to Buy Apple

At $600 a pop I must be mad, I say I am not a crazy about Apple. I have strong feelings about the company mainly because they have taken my grandchildren from me. Since the kids acquired iPods, iPads and iPhones, I have turned into a lonely man with no one to talk to. I miss the walks up the road with a grandchild at my side, holding hands and chatting about nothing. These days their little hands are always busy with some infernal instrument that I cannot operate and do not understand. I cannot believe how devoted they are to these expensive toys and I am stunned at the amount of time spent talking about them, even when they’re not holding them.         A new iPad Now there’s a new iPad. There are already a lot of negative comments about the new iPad that Apple introduced over the weekend: It gets too hot, it’s a data hog, it eats its way through a months bandwidth allotment in minutes and it sucks up more of the tablets storage capacity just to look good, etc., etc. Full Article…

Why My Family Decided To Become Landlords

This is a guest post by Hank Coleman who writes about personal finance, investing, and retirement on his blog, Money Q&A. Hank shares his story about how he and his wife decided to become landlords.

I will tell you that I dont know the first thing about this topic, so I would encourage anyone that is considering it, to read this first before becoming a landlord. I know there are pros and cons into becoming a landlord, so weigh all your options before diving in. Enter Hank..

Many corporations in America require their employees to move every so often in order to give them with career progression, new opportunities, and challenges as they move up the ranks.

My employer is no different and recently told me of an impending move.

Like many Americans, I’m faced with a daunting choice.

Do I try and sell my home or become a reluctant landlord?

The anxiety of losing large sums of money or equity is one of the greatest fears for most homeowners with an impending move.

Full Article…

Money Loans with Bad Credit – the Importance of Your Credit Report

Those people who want to get money loans with bad credit have to focus on searching for a lender that does not charge its clients with high interest rates. I know that you may think that you will never be able to find such a company. The good news is represented by the fact that you have all chances to find a lending company that provides its clients with affordable bad credit personal loans.

One of the most important things that you have to keep in mind is represented by the fact that your credit score plays a very important role in the process of getting a money loan with bad credit. Please take into consideration the fact that if you have a bad credit score you will be required to pay a higher interest rate. In most cases, those people who have less than 450 credit points are required to pay an interest rate of $35 for each $100 borrowed.

Instant No Credit Loans – the Preponderance of Your Income

Those people who want to get instant no credit loans have to make sure that their monthly income allows them to cover the costs of their loan. Full Article…

Page 1 of 712345...Last »