NEW YORK (Reuters) – Stocks ended lower on Monday as bank shares bore the brunt of investor frustration over governments’ inability to solve debt crises in the United States and Europe.

Based on the latest available data, the Dow Jones industrial average fell 92.45 points, or 0.74 percent, to end unofficially at 12,387.28. The Standard & Poor’s 500 Index was down 10.63 points, or 0.81 percent, at 1,305.51. The Nasdaq Composite Index was down 24.69 points, or 0.89 percent, at 2,765.11.

(Reporting by Caroline Valetkevitch; Editing by Kenneth Barry)

Designed for entrepreneurs who are either starting a new business or growing an existing one, Palo Alto Softwares Start, Run & Grow Your Business: An Introduction to Entrepreneurship course is currently being taught at colleges and universities around the country.

Maria Torres, Program Manager; Celina Solis, Gigi Paquette, Nina Taylor, Greg Magie, Barbra Nelson, Silas Denny, Carolyn Elliot, Jarred Partridge, Margarita Solis, Susan Coyle, and Instructor, Polly Mertens.

This course takes students through the process of conceiving, creating, managing, and growing their own business. The goal is to provide a solid background of important concepts for anybody starting or running a business.

Congratulations to Spring 2011 Graduates!

David Ryal recently wrote to us to tell us about the Womens Business Centers graduates from the program.

MCSC/WBC consultant and instructor Polly Mertens recently celebrated the conclusion of the latest Entrepreneurial Training Program offered to budding entrepreneurs and existing businesses.

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DETROIT (AP) — Chrysler is recalling more than 242,000 Ram pickup trucks because of a problem in the steering system.

The recall affects certain Ram 1500, 2500 and 3500 pickups from the 2008 to 2011 model years. The Ram is Chrysler’s best-selling vehicle.

The National Highway Traffic Safety Administration says that a part near the left wheel can fracture and cause loss of steering control, leading to crashes.

The problem happens mainly at low speeds when drivers are making tight turns. Chrysler says only a few minor crashes and one minor injury have been reported.

The problem also can affect 2003 to 2008 Ram 2500 and 3500 heavy-duty models in which the same part was replaced by mechanics.

Chrysler dealers will inspect the trucks and fix the defect for free if necessary.

Business owners say all the time, “I need more business. My marketing isn’t working.” Yet, when they are faced with an opportunity to learn and grow and install a system that will give them a long-term strategy for success, their excuse is, “I don’t have the time.”

How can that be? How can you need more business if you don’t even have the time to GET more business? What are you going to do IF you ever actually get that business?

Ive been in a business a little while now. I have customers, I have speaking engagements, I have workshops, classes and seminars. I have A/P, A/R, taxes, piles of paper, and all that same stuff that every other small business owner has – AND I spend a lot of time marketing my business. After only a little while in business – and not exactly a millionaire yet – I realized it’s time to hire someone because I simply can’t do it all myself.

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