Articles from November 2010



Nuclear ETFs Cope With Industry’s Image

Nuclear energy is a theme that investors are taking to, and there are a few angles to capture this play with exchange traded funds (ETFs).

The next best thing to play on the future need for nuclear power would be in the companies involved in nuclear power generation and nuclear material mining companies. Everyday Finance for Seeking Alpha explains that the big picture for nuclear power generation is strong. Modern living is fueling an increase in demand that may only be met by the power source. []

Phil Leggiere for HS Today reports that politicians are aiming to break the current impasse over how to deal with spent nuclear fuel from commercial . The focus on how various waste management strategies address societal priorities related to nuclear energy is a large part of the social stigma and seems like one of the largest .

Colin McClelland for Bloomberg reports that overall U.S .nuclear production jumped 3% as a nuclear reactor in South Carolina was activated and one was also switched on in Pennsylvania.

Full Article…

Paying off Debt Collections 101

If you ignore paying off some debts, you’re quickly going to find out that the company you were going to pay in the first place is more than likely going to hand it off to a third party.

Now, this is where the fun is going to start, where they are going to harass you by phone, e-mail and so much more.   Now, if you’re looking to just pay them in full, or maybe you want to send them a few bucks, there are some things that you should know first.

Call up and ask for a lower bill

Don’t pay in full just yet.  What you will want to do is call up, and ask them for their best offer.  Let’s say that you owe them $3,000.  Call them up, and say that you have $,500 in the bank.  Will you be willing to accept this, in exchange for a final payoff?  I usually start at 50-60% off, and what you will find is that most companies will accept.

Now, if the company accepts, make sure that you tell them to send you a bill with that final total, stating that this is the final payoff.  ALWAYS make sure that you get this in writing.  If you don’t, it could come back to haunt you.

You will also find out that you can send them a written request as well, if you don’t want to call them up.  What you can do with a letter is just write to them stating that you want to pay $xxxx instead of $xxxx.

Get the bill deleted

If you’re going to pay in full, make sure that you get the item deleted from your credit report.  Many people don’t know this, but they won’t cancel it off your credit report.  Make sure that you get them to delete the item off your credit report, so that it doesn’t hurt you in the future.

Keep in mind that most companies won’t need do this, but it doesn’t hurt to ask.  If they won’t remove it, get them to state that you have paid in full.  By doing this, it will show on your report that it has been paid in full, rather than nothing.

What if they don’t do this?

If they don’t remove, or state what they haven’t done, what you’re going to want to do is contact the credit bureaus.  Make sure that you save that proof, so that you can show them evidence on what the company was going to do for you.

Affordable Capitec Bank Loans

Affordable Capitec bank loans are a convenient way for you to pay bills quickly, or to just get some extra cash when you need it. You have to have an account with this bank in order for you to apply for an affordable loan, but even if you don’t yet have an account with them, open one is simple and quick as well as safe. If you want to apply online, you will have to login using your bank details, so make sure you have that handy before wanting to transact. It will be a better idea for you to get all the documents together and go into one of your nearest Capitec branches to apply for the loan as it is safer this way and at least you will know immediately if you qualify or not.

Going into the bank may not always be convenient for you, but it is definitely safe and what’s nice about applying for affordable Capitec bank loans is that Capitec is the only bank open till 5pm so you have more time to get there.

Full Article…

Microsoft mobile phone applications prices decrease

Carried out by market intelligence company Distimo, the study also said that the number of developers working with the mobile phone had increased by about 80% since September.

The report said that prices for Windows Phone 7 (WP7) applications were on a par or even cheaper than those for other popular smartphones, such as Apple or Google’s Android.

“The price of applications in Windows Phone 7 Marketplace closely mirrors the prices in other application stores, as opposed to applications in the Windows Marketplace for Mobile (6.x), which are significantly more expensive,” the report said.

Over half (57%) of the top 100 WP7 applications cost less than $2 (around £1.20).

The report called the reduced prices “consumer-orientated”, reflecting the popularity in smartphones and competition amongst manufacturers.

Recent figures from the International Data Corporation showed that the sales of smartphones had increased to 89% in the last year.

And a study by mobile network provider 3 suggested that 31% of Brits would buy a smartphone this Christmas.

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