Although almost everyone has some type of debt, whether it be their mortgage, student loans or simple things on their credit card, it can wear us down.  Debt affects millions of us each year, and can have many negative affects on us.  There are many reasons to keep your nose clean of debt, need to hear some reasons why?

3 Ways Credit Card Debt Can Hurt You:

1. Credit card debt can really take a beating on your health.  When we have debt, we also have stress, that annoyance in the back of our mind, and it’s something we think about until it’s gone for good.  Debt is just like losing weight,  it won’t go away unless you take action.
2. Not only can it start to harm your health after awhile, but it can also ruin your credit score.  The more debt you take on, the lower your credit score will usually be.  This can be bad if you’re looking to take out a loan in the near future.  People with bad credit scores often get denied loans, and if they don’t they will suffer from higher interest rates.
3. In life you need discipline for many things.  We want to make sure that one day we can retire, and be financially free.  Although, if we’re always carrying around balances on our credit card, we will never be able to live life the way we want to.  We will know that in the back of our mind we’re not ok financially!

As you can see, debt can hurt you in a number of ways.  Between being affected emotionally, financially, and having it hurt your credit score, you will see that debt will take it’s toll on you eventually.  So, take the first step into getting help.  Create a budget, get motivated and have discipline to help yourself.  You are the only one that can get you where you want to be.

This month, Comcast On Demand is providing its customers with programming that takes viewers on a cultural journey during Hispanic Heritage Month.  On Demand will offer award-winning movies, features on some of the top Hispanic entertainers from around the world, children’s entertainment, music videos and more.

Available through October 15, top highlights include:

People: Biography Channel’s specials on Ricky Martin, Salma Hayek, Jennifer Lopez , and Emilio & Gloria Estefan, and CNN’s Latino in America Parts 1 & 2

Award-winning films: The Motorcycle Diaries, Pan’s Labyrinth and Like Water for Chocolate

Cultural entertainment:  Activity TV’s Puerto Rican Masks, Guatemalan Dolls, and Mexican Paper Hearts, as well as Our Family Wedding,  and Carlos Mencia in The Best of Funny is Funny

Music: Music videos by artists like Shakira, Juanes, Aventura, Pitbull, Ivy Queen, among others, as well as musically themed movies, including El Cantante and Selena

Cuisine: Alterna TV’s La Cocina de la Independencia and Venemovies’ Cilantro y Perejíl

Landscapes: Discovery Atlas: Mexico Revealed

History: Special On Demand programming commemorating this year’s bicentennial celebrations in Latin America, including De tres colores and Univision’s Prime Time specials Anhelos de la Libertad, La Decena Trágica and Día de Gloria

Children’s programming: Special episodes of popular kid’s shows such as Nickelodeon’s Dora the Explorer and Go Diego Go! in Spanish

Since 2008, Comcast has tripled its Hispanic video-on-demand offerings and offers more than 50 Hispanic cable networks – the largest Spanish-language network package of any cable or satellite provider – in many major markets across the U.S.

Full Article…

David Fincher’s new film, The Social Network, could be subtitled “The Unauthorized Biography of a Startup.” Based on the book ‘The Accidental Billionaires’ by Ben Mezrich, The Social Network tells the story of Facebook’s founding and rise to fame through the lens of the lawsuits that arose around it almost from the beginning.

While critics contend that the movie is as much fiction as truth, it’s based on an all-too-typical scenario: business founders get started without a clear understanding of the legal implications of partnerships, intellectual property, and non-compete agreements, and are then surprised when complications arise.

Whether or not you’ve seen The Social Network yet, we found some great lessons any startup should take away from the movie.

Business ideas aren’t protected
Central to the storyline of the film is a misunderstanding about what constitutes intellectual property.

The facts: In late 2003, Cameron and Tyler Winklevoss and Divya Narendr asked fellow Harvard student Mark Zuckerberg, already known as a genius programmer, to write some code for a social networking site for students.

Full Article…

Although the Irish government is busily reassuring investors about their economy, the indicators lately have said otherwise. Can the exchange traded fund (ETF) tell the real story?

The Irish republic’s economy shrank over the second quarter, while GDP fell 1.2%. According to BBC News, GNP, seen as a more accurate barometer, fell by 0.3%. []

Matt Phillips for The Wall Street Journal reports that the difference in yields between 10-year bonds issued by the German and Irish governments rose to a fresh record high of 4.32% from 4.27%. That spread is a measure of the perceived riskiness of investing in Irish government bonds. [Ireland ETF Faces Challenges.]

The spreads are also fueling concerns that Ireland is in for a double-dip recession. Can Ireland beat the odds?