Last week Amazon had the software package I use on sale – H&R Block at Home. This week it is Turbo Tax’s turn to be on sale. For all of you Turbo Tax fans who have not yet purchased your 2009 software, you may want to take advantage of this deal (on sale, free shipping, & sales tax free depending on your state). I found a $10.00 rebate (link below) which can bring the cost of this down a bit further.

– Intuit $10 Rebate for Turbo Tax
– TurboTax Deluxe Federal + State 2009 + efile

Labels: Taxes

Even though people may have bad credit scores, they may still want to use a credit card or apply for other types of loans. Subprime lending is a facility that allows people to have credit facilities but at very high rates of interest as compared to standard credit. The reason for these high rates of interest is the higher risk the lender has to undertake. The chances of the borrower defaulting are higher when their credit score is lower. Nevertheless, poor credit credit cards have their advantages to the credit card companies, due to their high rates of interest. With the recent credit crunch a few years ago several new poor credit credit cards became available in the market. This led to higher competition between companies offering these cards; forcing them to offer their customers more attractive interest rates.

For people with bad credit scores, poor credit credit cards may also be a method for them to improve their credit scores.

Full Article…

The market is now a renter’s market. The Wall Street Journal recently reported that apartment vacancies hit a 30 year high. Landlords are scrambling to entice tenants to move into their rentals. This leaves room for more apartment tenant rights than ever before. The Wall Street Journal quotes Victor Calanog, director of research for Reis as saying, “If you are renting a place, now might be a good time to renegotiate that lease.” It is also a good time to understand what a rent deposit is, and how to make sure that you get it back from your landlord if you decide to move on to greener pastures. Here is a primer on what you need to know about your rent deposit.

A Rent Deposit Is An Assurance

This is an indication that rent will be paid by the tenant and that other requirements of the rental lease will be fulfilled (such as paying for damage caused by the tenant).

Last Month’s Rent Is Not the Same As a Security Deposit

Last month’s rent is a pre-paid month of rent given to the landlord for the last month of your lease.

Full Article…

Last year, two Detroit tavern owners were sitting at the bar, sampling their beverages and bemoaning the local economy — no one in the city had cash, and when they did, they spent it in the suburbs. Then the pair hit on a solution: Print their own money.

It is, after all, perfectly legal for anyone to issue currency, as long as it doesn’t look too much like a U.S. dollar. Thus was born the Detroit cheer, a local scrip accepted by a handful of city businesses, including a pizzeria, an electrician and a doggy day care center.

• What world currencies are worth

Residents can also exchange it at a few area bars for greenbacks, but the cheer is vastly more colorful. It features a chiseled, naked Greco-Roman superhero (the Spirit of Detroit) towering Godzilla-like over the city skyline, cupping a tiny family in one hand and a sunburst representing God in the other. He’s a lot more fun than George Washington.

And Detroit isn’t the only city sporting its own currency.

Full Article…